Auto insurence Guide | How to get cheap Car Insurance Under 25

Archive for October, 2009

A child who is under 25 and has no auto insurence got an accident and is faulty. Only have car registration, can not afford third party insurance and do not have car insurance under 25. What will happen if a child got an accident?

If any one including child under 25 got an accident and are deemed to be have fault then they will have to pay all bill including hospital bill and damaged property bill. Or the other party insurer may send you bill if they choose to use their own insurance. The child also can take a loan from bank to settle down with insurer.

If other person is injured by child, the Compulsory Third Party (CTP) insurance will pick it up. If the child is not able to pay or does not pay anyway the damage repair bill, the insurer will involve debt collector. If the child still can not pay or does not pay the matter goes to local court. Then the black mark will be given to child’s credit history if court recognizes that there is a debt owed by child.

Car Insurance Under 25

It is very rubbish way to start adult life. As comparing with full comprehensive the third party insurance is not that much expensive. In the case of Western Australia (WA) the third party property damage insurance only costs $200 per year which very much less then cost of car insurance under 25.

If this much is not affordable one should not drive.

I am just 24 and I have Erie auto insurance since 2006, I get exactly right quote from them.

I am paying my auto insurence in every three months. I get good grade discounts, so I only have to pay approximately $350 every three months.
I have got an auto accident (just fender bender nothing major) but surprisingly my auto insurence rate did not increase which can not be expected from other auto insurace companies. One of my childhood friend also has an Erie car insurance, and he got very bad car accident last year. The rate is expected to go very high but did not, though it did increase but only little. As compared to other auto insurance companies the Erie auto insurance does not raise their insurance rate very much.

If I were you, I would go to Erie auto insurance, without messing around with crappy auto insurance companies. I hope it will really help you. Best of luck!